:root{--navy:#0B1E3D;--gold:#C9A84C;--cream:#f5f3ef;--ink:#1a1a1a;--muted:#6b6659;--line:#e4dfd6}*{box-sizing:border-box}body{margin:0;font-family:'DM Sans',Arial,sans-serif;background:var(--cream);color:var(--ink)}a{color:inherit}nav{background:var(--navy);padding:0 2.5rem;display:flex;align-items:center;justify-content:space-between;min-height:64px;position:sticky;top:0;z-index:100}.logo{font-family:'Playfair Display',serif;font-size:1.25rem;color:white;text-decoration:none;font-weight:700}.logo span{color:var(--gold)}.navlinks{display:flex;gap:1.1rem;flex-wrap:wrap}.navlinks a{font-size:12px;color:rgba(255,255,255,.72);text-decoration:none}.navlinks a:hover{color:var(--gold)}.cta{background:var(--gold);color:var(--navy)!important;padding:.55rem .9rem;border-radius:6px;font-weight:700}.hero{background:linear-gradient(130deg,var(--navy),#132f5c);color:white;padding:5rem 3rem}.wrap{max-width:1120px;margin:0 auto}.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.22em;font-size:.76rem;font-weight:700}.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.4rem,5vw,4.4rem);line-height:1.05;margin:.5rem 0}.hero p{font-size:1.08rem;line-height:1.75;color:rgba(255,255,255,.75);max-width:760px}.buttons{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.4rem}.btn{display:inline-block;text-decoration:none;border-radius:7px;padding:.85rem 1.15rem;font-weight:700}.btn.gold{background:var(--gold);color:var(--navy)}.btn.outline{border:1px solid rgba(255,255,255,.35);color:white}.section{padding:3.4rem 3rem}.section.white{background:white}.section h2{font-family:'Playfair Display',serif;color:var(--navy);font-size:2rem;margin:0 0 1rem}.section p,.section li{line-height:1.75;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.card{background:white;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:12px;padding:1.25rem;box-shadow:0 6px 18px rgba(11,30,61,.04)}.white .card{background:var(--cream)}.card h3{margin:.2rem 0 .45rem;color:var(--navy);font-size:1.05rem}.card a{color:var(--navy);font-weight:700;text-decoration:none}.callout{background:var(--navy);color:white;border-radius:14px;padding:1.6rem;margin-top:1.2rem}.callout p{color:rgba(255,255,255,.75)}.faq details{background:white;border:1px solid var(--line);border-radius:10px;padding:1rem;margin:.75rem 0}.faq summary{font-weight:700;color:var(--navy);cursor:pointer}footer{background:var(--navy);color:rgba(255,255,255,.7);padding:2.5rem 3rem;font-size:.9rem}.small{font-size:.82rem}.breadcrumb{font-size:.85rem;color:rgba(255,255,255,.65);margin-bottom:1rem}.breadcrumb a{color:rgba(255,255,255,.85);text-decoration:none}@media(max-width:780px){nav{padding:1rem;align-items:flex-start;gap:1rem;flex-direction:column}.grid{grid-template-columns:1fr}.hero,.section{padding:2.2rem 1.2rem}}