DON’T LET THE DOWN PAYMENT KEEP YOU FROM THE FRONT DOOR.

You may have more options than you think.

Down payment and closing-cost assistance may help qualified buyers make homeownership a real plan. Start by learning what programs may fit your situation.

YOUR FREE DPA ROADMAP

✓ Understand the major types of assistance

✓ Learn what eligibility factors may apply

✓ See how DPA works with your first mortgage

✓ Review closing-cost and cash-to-close strategies

✓ Connect into the First-Time Homebuyer pathway

SEE WHAT I MAY QUALIFY FOR 919-200-3359

Approved Down Payment Assistance campaign by Jahar Asad

YOUR PATH TO DOWN PAYMENT ASSISTANCE

Start where you are. We’ll help you understand the next step.

LEARN

Understand grants, forgivable loans, deferred assistance and other possible structures.

CHECK

Review income, credit, household, occupancy, location and property requirements.

PAIR

Match eligible assistance with the right first-mortgage strategy.

MOVE FORWARD

Build the full plan for pre-approval, home search, offer and closing.

WHAT DPA MAY HELP WITH

DOWN PAYMENT

Some programs may help with part of the required down payment, subject to program rules and qualification.

CLOSING COSTS

Eligible assistance may help reduce certain upfront closing expenses.

FIRST-MORTGAGE COORDINATION

DPA works with your mortgage financing. It does not replace mortgage qualification.

EDUCATION & GUIDANCE

Some programs require homebuyer education. We help you understand the pathway before you commit.

DON’T COUNT YOURSELF OUT TOO EARLY

Common myths can keep qualified buyers from even checking their options.

MYTH: “I need 20% down.” FACT: Many mortgage programs require substantially less than 20%, and assistance may be available for eligible buyers.

MYTH: “My credit must be perfect.” FACT: Credit requirements vary by mortgage and assistance program. The right first step is a review, not an assumption.

MYTH: “Assistance is always free money.” FACT: DPA can be structured as grants, forgivable assistance, deferred loans, repayable seconds or other program-specific structures.

WHAT WE’LL CHECK TOGETHER

Eligibility varies. These are some of the factors that can matter.

INCOME & HOUSEHOLD

Program limits can depend on household income, size and location.

CREDIT & DEBT-TO-INCOME

Your first mortgage must still meet applicable underwriting requirements.

PRIMARY RESIDENCE

Many programs are designed for owner-occupied primary residences.

PROPERTY & LOCATION

Property type, purchase price and geography may affect available programs.

FIRST-TIME BUYER STATUS

Some programs use specific definitions; others may be open to repeat buyers.

EDUCATION & FUNDING

Education requirements and program funding availability can affect timing and eligibility.

GUIDANCE FROM ONE EXPERT

Jahar Asad, BPA

Realtor® | Mortgage Loan Officer — NMLS #2112298

Certified Down Payment Assistance Specialist

Certified Reverse Mortgage Specialist (CREV) | Certified Buyer Agent Expert (CBAE) | Strategic Pricing Agent (SPA)

One Expert. One Solution.™ Buy • Sell • Finance.

919-200-3359 | JaharAsad.com

SEE WHAT YOU MAY QUALIFY FOR

Tell me a little about where you are today. Your information will be sent directly into the TRMM follow-up system so we can review your possible homebuying and DPA options.

No pressure. Just a clearer understanding of your options.

READY TO OPEN THE DOOR?

Start with a personalized Down Payment Assistance review.

SEE WHAT I MAY QUALIFY FOR

Branded QR code to connect with Jahar Asad

Nexa Lending — NMLS #1660690 | Equal Housing Lender | Moselle Realty Group Powered By Epique Realty
Real Estate: NC #278439 | SC #145471 | GA #449273 | IL #475.218308 | FL #BK3657435

Educational information only. Program availability, eligibility, funding, mortgage approval, property requirements, rates and terms vary. Not a commitment to lend.